Features & Benefits | Traveller Types | Common Questions
Your travel cover, your way: make it your own
International travel
There are four levels of cover to suit your needs and budget:
- Platinum: top-level cover with unlimited unexpected overseas hospital and medical costs, unlimited emergency expenses in certain circumstances and many other great benefits
- Premium: mid-level cover, including unlimited unexpected overseas hospital and medical costs and many other benefits
- Essentials: affordable basic cover that includes unlimited unexpected overseas hospital and medical costs
- Annual Multi-Trip: Platinum level cover for multiple international trips within 12 months
Australian holidays
When you’re travelling around Australia, you’ll enjoy your trip more knowing you have cover for:
- cancelled or rescheduled plans if due to unforeseen circumstances
- damaged or lost luggage and travel documents
- certain emergency expenses
- accidental death and disability in certain circumstances
Ski/snowboard holidays
Hitting the slopes? Get peace of mind with optional extra cover for snow holidays including:
- costs for hiring your skis or board if yours is damaged in transit
- medical cover if you have a skiing accident
- emergency dental cover
- replacement of your snow equipment if yours is lost, damaged or stolen
Cruise holidays
If you’re heading on a cruise, we have optional cruise cover available for your grand voyage. You’ll get:
- cover for every country you visit - when you list each on your policy
- medical and emergency dental cover if you have an accident
- costs for returning home if it’s deemed medically necessary
- cover for cancelled or rescheduled extra activities and day trips
- replacement of certain items that are lost, stolen or damaged
Optional extra cover for valuables
If you’re taking important possessions with you, we’ll cover the replacement of items such as:
- cameras
- jewellery
- bicycles
- ski and snowboarding gear
- golf clubs
Conditions apply to all cover types. Please see the PDS for full terms and conditions.