Lifestyle Insurance

Look after yourself and the ones you love, now and for the future with a range of lifestyle insurances to meet your needs.

Life Insurance

  • Life Insurance

  • One of the most important things you can do for your family is make sure they are financially secure if you were to die or become terminally ill. Coastline now offers you and your family financial security with Coastline Term Life Cover.

    Coastline Term Life Cover is immediately granted when you take out a single or joint Life Insurance plan. If the unthinkable does happen, you or your beneficiaries will receive a lump sum payment of between $100,000 and $1 million (dependent on the age of the insured person when they take out the Life Insurance policy). In the event of death, CGU will immediately advance $10,000 of the benefit for the payment of funeral expenses.

    CGU will also protect the future value of the Life Insurance cover with annual increases to the sum insured of either the CPI or 5%, whichever is greater, up to a maximum benefit of $1.5 million.

    Coastline Life Cover is available to Australian residents aged between 18 and 65. Life Insurance premiums are individually tailored based on criteria including age, gender and smoking status, and are designed to be affordable and highly competitive in Australia.

  • Life Insurance features:

      • Competitive premiums
      • 28-day money back guarantee
      • No medical required
      • Buy online – no waiting
      • Pay by the month at no extra cost

    Coastline Credit Union Ltd (Coastline) ABN: 88 087 649 910 AFSL239175 acts under its own AFS Licence Number and under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. CGU is the administrator of the insurance cover provided under the CGU Life product. The issuer and insurer is AMP Life Limited ABN 84 079 300 379 AFSL No. 233671, a member of the AMP Group. This is general advice only and does not take into account your personal objectives, financial situation or needs. Before purchasing this product you should consider your personal circumstances and the Product Disclosure Statement (PDS) available from any Coastline branch or by calling 1300 361 066. Coastline is unable to provide personal advice about this product.

  • Request a quote

    Get a quote online immediately or

    Call: 1300 36 1066

    Alternatively, visit one of our branches and a member of our friendly team will help you find the right product for you.

    Get Quote  Save to PDF

Funeral Insurance

  • Funeral Insurance

  • Coastline offers Ezicover Funeral Advantage through Zurich Australia Limited.

    If you're between 35 and 70 years old Ezicover Funeral Advantage can provide cover between $5,000 and $15,000 to cover the cost of your funeral bill or other unexpected expenses. 

  • Funeral Insurance features+

    • Free cover for the first month
    • Once the premium paid matches the sum insured you stop paying premiums altogether
    • Premiums don't increase as you get older
    • Guaranteed acceptance for Australian residents aged 35 - 70 years, without the need for a medical
    • Choose your level of cover (between $5,000 and $15,000 in multiples of $1,000)
    • Fast access to benefit
    • Immediate cover for accidental death ^^
    • 30-day cooling off period

    + This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Funeral Advantage Product Disclosure Statement for full details.

    ^^Cover is provided for Accidental Death in the first 12 months from the commencement of cover, or the latest reinstatement of cover. After that, cover is provided for death by any cause. 'Accidental Death' means death as a result of sustaining bodily injury caused by accidental, violent, external and visible means where death occurs within three calendar months of the injury being sustained.

  • Request a quote

    To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

    Alternatively, visit one of our branches and a member of our friendly team will help you find the right product for you.

    Get Quote  Save to PDF

     

  • Ezicover Funeral Advantage is issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Coastline Credit Union is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available here which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Coastline Credit Union does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. 
    If you buy an Ezicover policy, Coastline Credit Union will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. WAS-011984-2016

Accident Insurance

  • Accident Insurance

  • Coastline offers Ezicover Accidental Death insurance through Zurich Australia Limited.

    Cover is available for Australian residents aged between 19 and 70. You can choose cover between $50,000 and $500,000. Benefits are payable in the event of your accidental death.

  • Accidental Death Insurance features+

    • Free cover for the first month
    • Premiums do not increase as you get older
    • Medical not required
    • Worldwide cover 24/7
    • 30 day cooling off period

    +This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Accidental Death Product Disclosure statement for full details

  • Request a quote

    To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

    Alternatively, visit one of our branches and a member of our friendly team will help you find the right product for you.

    Get Quote  Save to PDF

  • Ezicover Accidental Death is issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Coastline Credit Union is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available here which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Coastline Credit Union does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. 
    If you buy an Ezicover policy, Coastline Credit Union will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you. 

Income Protection Insurance

  • Income Protection Insurance

  • Coastline offers Ezicover Income Protection insurance through Zurich Australia Limited.

    If you're between 19 and 60 Ezicover Income Protection can provide a monthly benefit up to $12,000, for up to 5 years, if you are unable to work in any occupation due to sickness or injury.

  • Income Protection Insurance Features+

    • Free cover for the first month
    • Monthly payments of 75% of pre-disability income, up to $12,000 per month, paid for up to 5 years
    • Cover with specified terms available for homemakers or people with employment or health restrictions
    • Lump sum payout for Heart attack, Cancer or Stroke (as specifically defined in the PDS) with no waiting period
    • $500 Return-to-work benefit, to help with extra expenses when claim ends 
    • Insurance premiums are waived while the monthly benefit is being paid
    • Reducing income feature, allows the level of cover and premium payments to be temporarily reduced during period of financial hardship or special circumstances
    • Premium holiday feature, allows the cover to be put on hold
    • World wide cover, 24/7
    • 30 day cooling off period

    + This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Income Protection Product Disclosure Statement for full details.

  • Request a quote

    To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

    Alternatively, visit one of our branches and a member of our friendly team will help you find the right product for you.

    Get Quote  Save to PDF

  • Ezicover Income Protection is issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Coastline Credit Union is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available here which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Coastline Credit Union does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. 
    If you buy an Ezicover policy, Coastline Credit Union will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you.