What this change means for you

Today your credit history may include information such as when you applied for credit products, as well as any significantly overdue accounts or defaults you have had in the past. The change means your credit report could include additional information, such as the date you opened your credit account, the type of account opened, the credit limits you have and up to 24 months of repayment history.

As always, protection of your data and privacy is very important to us. Please refer to our Privacy Policy for more information on how we collect, share and use your data.

How this change may help you

Over time, your credit report will provide a more accurate assessment of how you manage credit. In turn, this helps us to continue to meet your needs whilst lending responsibly and ultimately helping you to secure your financial wellbeing.

How to get ready for Comprehensive Credit Reporting

• We recommend you make your repayments on time – this is more important than ever as it will appear favourably on your credit report.
• Consider setting up direct debit to avoid missing a payment

Need more information on Credit Reporting?

To learn more about Comprehensive Credit Reporting or Credit Reporting in Australia you can visit the Credit Smart Website.


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