Gold Member Benefits

The Coastline Gold Benefits Club has been specially developed for those over 50 years of age. For a low annual fee, membership entitles you to a growing list of bonus interest rates on deposits, discounted rates on selected loans, reduced rates on home/contents and vehicle insurances, plus invitations to important seminars on subjects that affect lifestyle and financial well-being of the over 50's.

Term Deposits for Gold Members

  • Term Deposits for Gold Members features:

    • Invest with as little as $5,000
    • No account service fee
    • Interest paid on maturity or monthly
    • 6 months - 2 years

    Strict Australian regulations better protect your deposits with Coastline Credit Union. Coastline welcomes these strict standards as all Australian banks do, which are overseen by the Australian Prudential Regulation Authority (APRA)

    Deposit Guarantee Seal

  • Contact us for further rates for fortnightly and monthly interest payments.

    Open an account

    To open your new Gold Member Term Deposit, join Coastline Credit Union and then apply in one of the following ways; 

    Apply online 

    Our online enquiry form is secure, quick and straight-forward. Just click on the link below and complete the form.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help you find the right product for you. 

    Locate your nearest branch

Gold Access Account

  • Coastline Gold Member

  • Coastline Credit Union's Gold Access account is exclusive to members aged over 50 years old. This account forms part of the Gold Benefits Club. With an attractive at call interest rate, this account gives easy access to your funds when you need it.

    0.70% interest rate ($50,001 +)

    0.20% interest rate ($1 - $50,000)

  • Gold Access account features:

    • Free ATM withdrawals on our direct charge free ATM network*
    • Free EFTPOS1 and BPAY transactions
    • Free Phone and Internet Banking
    • Unlimited deposits2
    • No base monthly service fee
    • No base membership balance

    # For the current Gold Benefits Club annual membership fee and interest rates see our "Schedule of Fees and Charges and Transaction Limits" brochure. Before applying for membership to Coastline's Gold Benefits Club you should read the Conditions of Use (CoU) and consider whether the product is appropriate for you before making any decision on it.
    *Direct charge free ATM Network includes Coastline, BCU, Westpac, St George and Bank SA ATMs.

  • Open an account

    To open an account you must become a member of Coastline Credit Union - Join Now.

    You can open a new Gold Access account in the following ways:


    You can complete a new account application online. Just click on the link below and complete the requested details.

    Apply Now  Print


    Visit one of our branches and a member of our friendly team will help you find the right product for you.

    Locate your nearest branch