Budget Wise is an exciting new account that spreads your bill payments evenly across the year, removing the bumps in your budgeting - taking away the stress of balancing your finances each month, and giving you the peace of mind that even if several bills arrive at once, your Budget Wise Account has you covered.

Read how Budget Wise can help your future self!

Download our Budget Wise brochure here

Key features

  • Convenient way to pay your bills.
  • Low monthly fee. Monthly fee waived if you include your CGU Insurance premium in your Budget Wise agreement.*
  • No interest charged if the account becomes overdrawn.
  • Simple and easy to use through Coastlines Internet Banking portal.
  • Avoid late fees and start collecting discounts for paying on time.
  • Confidently set and achieve savings goals, understanding what your outgoing expenses will be.
  • Reward yourself. At the end of the 12 months, we’ll transfer whatever is left in the account to your nominated bank account – a great way to boost your savings.


Meet Mia, she said goodbye to bill stress and hello to Budget Wise, allowing her to reach her goals faster!

Register your interest

Read the full Terms and Conditions here

* Monthly service fee waived for the first 12 months.The $6 monthly service fee will be automatically waived if there is a premium in respect of a CGU general insurance policy taken out through Coastline included in the agreement. Should the CGU insurance premium be removed from the agreement at any time during the agreement period, the monthly service fee will be charged from the bill removal date onwards.Coastline Credit Union Ltd (Coastline) ABN: 88 087 649 910 AFSL239175 acts under its own AFS Licence Number and under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. This is general advice only and does not take into account your personal objectives, financial situation or needs. Before purchasing this product you should consider your personal circumstances and the Product Disclosure Statement (PDS) available from any Coastline branch or by calling 1300 361 066. Coastline is unable to provide personal advice about this product.