Coastline Bank's response to Reserve Bank Australia cash rate decision on 3 February 2026 can be found under Community / Newsroom

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First Home Buyer Loan

Attractive variable rate, no monthly fees & access to multiple offset accounts.

Apply now

Is this your first time in the property market? The First Home Buyer Loan offers an attractive variable interest rate, no application or ongoing fees, access to multiple offset accounts and a redraw facility.

Key Features

  • Borrow up to 95% of the property value with no LMI

  • No establishment fees

  • No monthly account keeping fees

  • Redraw facility (minimum $500)

  • Access to multiple offset accounts

  • Flexible repayment options

  • Loan period flexibility

Fees and requirements

  • To apply, you must be a minimum of 18 years of age and a First Home Buyer in Australia.