Car Loans

Ready to hit the road? Our car loans make financing a new or used vehicle simple - with even lower rates for cars under two years old. With flexible terms and no monthly fees, we’re here to help make your next move happen.

Secured Fixed Interest Rate Car Loan
Drive away with a fixed interest rate car loan packed with value and flexibility.
Ready to hit the road? Our secured fixed interest rate car loan makes it easy with flexible repayment options and competitive rates. Whether you're eyeing a new car or a slightly older model, we’ve got you covered with loans designed to suit your needs. Enjoy the freedom of making extra repayments without penalties, plus a loan term that works for you.
Features
Flexible repayment options
Choose your loan term from 1-7 years
Competitive fixed interest rate
Vehicles less than 3 years old receive a lower interest rate
Make extra repayments without penalties
Redraw facility (minimum $500)
- Cars 2 years old or less, valuing $10k+
  10.00
  %
  p.a. interest rate*
- Cars 2 years old or less, valuing $10k+
  10.44
  %
  p.a. comparison rate*
- Cars 2-4 years old, valuing $10k+
  11.00
  %
  p.a. interest rate*
- Cars 2-4 years old, valuing $10k+
  11.44
  %
  p.a. comparison rate*
- Cars 4-7 years old, valuing $20k+
  12.00
  %
  p.a. interest rate*
- Cars 4-7 years old, valuing $20k+
  12.44
  %
  p.a. comparison rate*
Fees and Requirements
No monthly fee
Establishment fee $300¹
PPSR registration fee $50¹
Important Information
¹Other fees and charges may apply.
Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Conditions of use | Schedule of fees and charges | Financial services guide | Schedule of loan fees | Personal overdraft & credit card car & personal loans | Target market determination
Helpful Guides
Internet Banking T&C's | Guide to Online Banking
Learn more
Secured variable interest rate Car Loan
Drive your dreams with flexible financing.
Take control of your next car purchase with a secured variable-rate car loan. Whether you're eyeing a new ride or a slightly older model, enjoy flexible terms, competitive rates, and the freedom to make extra repayments without penalties. With lower rates for cars under 3 years old, this loan lets you drive away with confidence and flexibility.
Features
Flexible repayment options
Choose your loan term from 1-7 years
Vehicles less than 3 years old receive a lower interest rate
Make extra repayments without penalties
Redraw facility (minimum $500)
- Cars 2 years old or less, valuing $10k+
  8.50
  %
  p.a. interest rate*
- Cars 2 years old or less, valuing $10k+
  8.93
  %
  p.a. comparison rate*
- Cars 2-4 years old, valuing $10k+
  9.50
  %
  p.a. interest rate*
- Cars 2-4 years old, valuing $10k+
  9.93
  %
  p.a. comparison rate*
- Cars 4-7 years old, valuing $20k+
  10.50
  %
  p.a. interest rate*
- Cars 4-7 years old, valuing $20k+
  10.94
  %
  p.a. comparison rate*
Fees and Requirements
No monthly fee
Establishment fee $300¹
PPSR registration fee $50¹
Important Information
*Interest rates are variable and subject to change without notice.
¹Other fees and charges may apply.
Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Conditions of use | Schedule of fees and charges | Financial services guide | Schedule of loan fees | Personal overdraft & credit card car & personal loans | Target market determination
Helpful Guides
Internet Banking T&C's | Guide to Online Banking
Learn more

Secured Fixed Interest Rate Car Loan

Drive away with a fixed interest rate car loan packed with value and flexibility.

Ready to hit the road? Our secured fixed interest rate car loan makes it easy with flexible repayment options and competitive rates. Whether you're eyeing a new car or a slightly older model, we’ve got you covered with loans designed to suit your needs. Enjoy the freedom of making extra repayments without penalties, plus a loan term that works for you.

Features

Flexible repayment options
Choose your loan term from 1-7 years
Competitive fixed interest rate
Vehicles less than 3 years old receive a lower interest rate
Make extra repayments without penalties
Redraw facility (minimum $500)

Cars 2 years old or less, valuing $10k+
10.00
%
p.a. interest rate*
Cars 2 years old or less, valuing $10k+
10.44
%
p.a. comparison rate*
Cars 2-4 years old, valuing $10k+
11.00
%
p.a. interest rate*
Cars 2-4 years old, valuing $10k+
11.44
%
p.a. comparison rate*
Cars 4-7 years old, valuing $20k+
12.00
%
p.a. interest rate*
Cars 4-7 years old, valuing $20k+
12.44
%
p.a. comparison rate*

Fees and Requirements

No monthly fee
Establishment fee $300¹
PPSR registration fee $50¹

Important Information

¹Other fees and charges may apply.

Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Helpful Guides

Internet Banking T&C's | Guide to Online Banking

Learn more

Secured variable interest rate Car Loan

Drive your dreams with flexible financing.

Take control of your next car purchase with a secured variable-rate car loan. Whether you're eyeing a new ride or a slightly older model, enjoy flexible terms, competitive rates, and the freedom to make extra repayments without penalties. With lower rates for cars under 3 years old, this loan lets you drive away with confidence and flexibility.

Features

Flexible repayment options
Choose your loan term from 1-7 years
Vehicles less than 3 years old receive a lower interest rate
Make extra repayments without penalties
Redraw facility (minimum $500)

Cars 2 years old or less, valuing $10k+
8.50
%
p.a. interest rate*
Cars 2 years old or less, valuing $10k+
8.93
%
p.a. comparison rate*
Cars 2-4 years old, valuing $10k+
9.50
%
p.a. interest rate*
Cars 2-4 years old, valuing $10k+
9.93
%
p.a. comparison rate*
Cars 4-7 years old, valuing $20k+
10.50
%
p.a. interest rate*
Cars 4-7 years old, valuing $20k+
10.94
%
p.a. comparison rate*

Fees and Requirements

No monthly fee
Establishment fee $300¹
PPSR registration fee $50¹

Important Information

*Interest rates are variable and subject to change without notice.
¹Other fees and charges may apply.

Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Helpful Guides

Internet Banking T&C's | Guide to Online Banking

Learn more

Car loan vs Personal loan - family getting ready to go on a road trip.

Loans

Banking

17 Feb

Car loan vs. personal loan

When buying a car, finding the best loan can help you drive away with some major savings. Our guide is here to help you explore the key differences between our car loans and personal loans and find the best option.

General advice warning

This advice has been prepared without considering your personal objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate for your circumstances. For more information – including terms and conditions, Product Disclosure Statements, Target Market Determinations or Financial Services Guides – please refer to the details under ‘Important information’ on the relevant product pages.

All loan applications are subject to credit approval. Interest rates are subject to change, and fees and charges may apply.

Car Loans

Car loan vs. personal loan

Other products and services

General advice warning