Savings Accounts

Reach your savings goals faster with a Coastline Bank savings account. Whether you’re seeking competitive rates or want to earn bonus interest, find the one for you today.

Can’t decide? Contact us we can help.

eSaver
Fast-track your savings
Our eSaver account is the quick way to reach your savings goals. Earn bonus interest by depositing at least $500 per month and making no withdrawals.
Features
Earn Bonus interest by depositing at least $500 per month with no withdrawals
Free BPAY transactions (withdrawals from this account will forfeit your bonus interest)
Free Internet Banking and MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
- Bonus rate (including base rate)
  4.15
  %
  p.a. interest rate*
- Base rate
  0.40
  %
  p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
No age requirement
Important Information
*Interest rates are variable and subject to change without notice.

Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking
Learn more
Bonus Reward Saver
For dedicated savers
Designed to help you achieve your dreams, whether it’s a new car, a holiday, or a home deposit. You’ll earn bonus interest by depositing at least $20 a month and making no withdrawals.
Features
Earn bonus interest by depositing at least $20 per month and making no withdrawals
Interest is calculated daily and paid monthly on your savings balance
No age requirement
Access via internet banking and MyCOAST App
Competitive bonus rate
- Bonus interest rate (includes base rate)
  3.75
  %
  p.a. interest rate*
- Base rate
  0.40
  %
  p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
Free deposits
Free withdrawals (withdrawals will forfeit bonus interest for that month)
Important Information
*Interest rates are variable and subject to change without notice.

Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking
Learn more
Rise Online Saver
Our highest savings account interest rate
Take your savings to new heights with our high interest online saver account. Designed to help you reach your financial goals faster.
Features
4.90% p.a.* variable introductory interest rate for the first six months, comprised of a fixed rate of 2.45% p.a. and a variable base rate of 2.45% p.a.*
The account will revert to a 2.45% p.a.* variable base rate after the 6-month introductory period.
No bonus interest conditions
Unlimited deposits and withdrawals
Our highest savings account interest rate
Access via internet banking and the MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
- Variable introductory interest rate for the first six months
  4.90
  %
  p.a. interest rate*
- Variable base rate
  2.45
  %
  p.a. interest rate 1*
- 6 months fixed intro rate
  2.45
  %
  p.a. interest rate 2*
Fees and Requirements
No monthly service fee
No minimum balance
Introductory interest rate paid on balances up to $5,000,000
Limit of one Rise account per customer
Important Information
*Interest rate is variable and subject to change without notice.
Limit of one Rise account per customer.
¹The base variable rate applies after the initial 6 month introductory offer.
²Fixed introductory interest is only available on the first Rise account opened by customers who have not held a Rise account within the last 12 months.

Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking
Learn more
Christmas Club
Be ready for the holiday season
Prepare for Christmas early with our Christmas Club account. Save a little each week and take the stress out of the silly season.
Features
1.75% p.a.* interest on balances over $1,000
0.50% p.a.* interest on balances from $1 to $999
Free internet banking
Free direct deposits
Access funds from 1st November to 31st January
Interest is calculated daily and paid monthly on your savings balance
- Interest on balances over $1,000
  1.75
  %
  p.a. interest rate*
- Interest on balances from $1 to $999
  0.50
  %
  p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
$10 fee per withdrawal made outside of the access period (1^st November to 31^st January)
Important Information
*Interest rates are variable and subject to change without notice.

Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking
Learn more

eSaver

Fast-track your savings

Our eSaver account is the quick way to reach your savings goals. Earn bonus interest by depositing at least $500 per month and making no withdrawals.

Features

Earn Bonus interest by depositing at least $500 per month with no withdrawals
Free BPAY transactions (withdrawals from this account will forfeit your bonus interest)
Free Internet Banking and MyCOAST App
Interest is calculated daily and paid monthly on your savings balance

Bonus rate (including base rate)
4.15
%
p.a. interest rate*
Base rate
0.40
%
p.a. interest rate*

Fees and Requirements

No monthly service fee
No minimum balance
No age requirement

Important Information

*Interest rates are variable and subject to change without notice.

Helpful Guides

Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking

Learn more

Bonus Reward Saver

For dedicated savers

Designed to help you achieve your dreams, whether it’s a new car, a holiday, or a home deposit. You’ll earn bonus interest by depositing at least $20 a month and making no withdrawals.

Features

Earn bonus interest by depositing at least $20 per month and making no withdrawals
Interest is calculated daily and paid monthly on your savings balance
No age requirement
Access via internet banking and MyCOAST App
Competitive bonus rate

Bonus interest rate (includes base rate)
3.75
%
p.a. interest rate*
Base rate
0.40
%
p.a. interest rate*

Fees and Requirements

No monthly service fee
No minimum balance
Free deposits
Free withdrawals (withdrawals will forfeit bonus interest for that month)

Important Information

*Interest rates are variable and subject to change without notice.

Helpful Guides

Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking

Learn more

Rise Online Saver

Our highest savings account interest rate

Take your savings to new heights with our high interest online saver account. Designed to help you reach your financial goals faster.

Features

4.90% p.a.* variable introductory interest rate for the first six months, comprised of a fixed rate of 2.45% p.a. and a variable base rate of 2.45% p.a.*
The account will revert to a 2.45% p.a.* variable base rate after the 6-month introductory period.
No bonus interest conditions
Unlimited deposits and withdrawals
Our highest savings account interest rate
Access via internet banking and the MyCOAST App
Interest is calculated daily and paid monthly on your savings balance

Variable introductory interest rate for the first six months
4.90
%
p.a. interest rate*
Variable base rate
2.45
%
p.a. interest rate 1*
6 months fixed intro rate
2.45
%
p.a. interest rate 2*

Fees and Requirements

No monthly service fee
No minimum balance
Introductory interest rate paid on balances up to $5,000,000
Limit of one Rise account per customer

Important Information

*Interest rate is variable and subject to change without notice.

Limit of one Rise account per customer.

¹The base variable rate applies after the initial 6 month introductory offer.

²Fixed introductory interest is only available on the first Rise account opened by customers who have not held a Rise account within the last 12 months.

Helpful Guides

Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking

Learn more

Christmas Club

Be ready for the holiday season

Prepare for Christmas early with our Christmas Club account. Save a little each week and take the stress out of the silly season.

Features

1.75% p.a.* interest on balances over $1,000
0.50% p.a.* interest on balances from $1 to $999
Free internet banking
Free direct deposits
Access funds from 1st November to 31st January
Interest is calculated daily and paid monthly on your savings balance

Interest on balances over $1,000
1.75
%
p.a. interest rate*
Interest on balances from $1 to $999
0.50
%
p.a. interest rate*

Fees and Requirements

No monthly service fee
No minimum balance
$10 fee per withdrawal made outside of the access period (1^st November to 31^st January)

Important Information

*Interest rates are variable and subject to change without notice.

Helpful Guides

Guide to Osko payment | Guide to PayID | Internet Banking T&C's | Guide to Online Banking

Learn more

Budget Wise Account

Simplify your bill payments with this helpful Coastline account.

Learn more

General advice warning

This advice has been prepared without considering your personal objectives, financial situation or needs. Before acting on it, you should consider whether it’s appropriate for your circumstances. For more information – including terms and conditions, Product Disclosure Statements, Target Market Determinations or Financial Services Guides – please refer to the details under ‘Important information’ on the relevant product pages.

All loan applications are subject to credit approval. Interest rates are subject to change, and fees and charges may apply.