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Find the right cover for your car with a range of insurance options from our partner CGU Insurance. Whether you’re after top-tier protection, essential cover, or something in between, we’ve got a policy to suit your needs and budget. Explore our car insurance options to drive with confidence.

Comprehensive Plus Insurance

Top-level cover with premium inclusions

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Comprehensive Plus is the top-tier insurance policy you can purchase through Coastline Bank. Providing coverage for a range of events, including damage from fire, theft, weather, and collisions. Unlike Comprehensive Basics and Comprehensive policies, this policy includes extras such as a hire car after an accident and $0 excess on glass repairs. Additionally, it provides higher value limits for certain coverages. For example, it covers up to $250 for a taxi fare from the scene of an accident or to an authorised repairer, which is higher than the limit included in the Comprehensive policy. For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.

Features

  • If your new car is written off in its first three years, CGU tries to replace it with a similar new car

  • Covers anyone you let drive your car

  • Theft, storm damage, fire & flood​​

  • Damage from an accident​​

  • Damage if you cause an accident​​

  • $0 excess for glass damage​​

  • Hire car after any incident CGU cover​​

  • Cover for baby capsules and baby seats if they’re stolen or damaged in an accident

  • Optional Cover - Choose any repairer - Add an option to pick any licensed repairer to fix your car

Important Information

To get a new replacement car with Comprehensive or Comprehensive Plus following an incident CGU insures, your car must weigh under 3.5 tonnes, and it must have been a new or demonstrator vehicle when you bought it, and less than 24 months old for Comprehensive, and less than 36 months for Comprehensive Plus. New vehicle replacement is not included with Comprehensive Basics. New vehicle must be reasonably available in Australia.

Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.

The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.

Have questions? Learn more about these products on our FAQ's page.

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Disclaimer

Coastline Credit Union Limited trading as Coastline Bank ABN: 88 087 649 910 AFSL: 239175 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN: 11 000 016 722, AFSL: 227681 under the CGU brand.

Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from https://www.cgu.com.au