Credit Protection Insurance

Mortgages and Personal Loans are often long term commitments, so it makes sense to consider covering them with Credit Protection Insurance. Credit Protection Insurance issued by St Andrew’s is designed to help with your loan repayments in the event an unforeseen event occurs, such as your death, accident, sickness or involuntary unemployment.

Credit Protection Insurance

  • Loan Protection Insurance

  • Credit Protection Insurance issued by St Andrew’s is designed to help with your loan repayments in the event an unforeseen event occurs, such as your death, accident, sickness or involuntary unemployment.

  • Policies available:

    • Mortgage Protection – for Home Loans and Lines of Credit Facilities
    • Loan Protection – for Personal Loans

    Build the policy that’s right for you

    1.Choose from one of six possible cover combinations:

    • Life
    • Life with Accident & Sickness
    • Life with Involuntary Unemployment
    • Accident & Sickness
    • Accident & Sickness and Involuntary Unemployment
    • Life, Accident & Sickness and Involuntary Unemployment.

    2. For Mortgage Protection: Choose to cover a percentage of your credit limit or monthly repayment amount:

    • 100%
    • 75%
    • 50%

    Note: for Loan Protection, you must cover 100% of your loan

    3. Select how you would like to pay your premium:

    • Monthly direct debit
    • Financed into your loan
  • Request a quote

    To get a quote

    Call: 1300 36 1066

    Find out more

    Alternatively, visit one of our branches and a member of our friendly team will help you find the right product for you.

  • Mortgage Protection and Loan Protection are issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 and St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (collectively St Andrew’s). These insurances are arranged by Coastline Credit Union Ltd ABN 88 087 649 910 AFSL 239175 trading as Coastline, of PO Box 3119 West Kempsey NSW 2440, telephone 1300 361 066, under its own AFS licence and under an agreement with St Andrew's. Terms, conditions, limits and exclusions apply. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Before deciding whether to purchase or to continue to hold these products you should consider whether any advice is appropriate to your personal circumstances as well as the applicable Mortgage Protection Product Disclosure Statement or Loan Protection Product Disclosure Statement. Coastline is unable to provide personal advice about these products. If you purchase a policy, Coastline receives a commission of 20% of your premium (excluding any government charges or taxes).