Home Loans
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The Classic Home Loan
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Looking for a 'No Frills' Home Loan at a great rate? Can you contribute to a larger deposit towards your home loan? Then the Classic Home Loan is for you!
3.31% p.a.^ interest rate
3.47% p.a. comparison rate
^ Special limited offer for new and refinanced loans funded after 21st October 2019.
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The Classic Home Loan features:
- Principal + Interest Loan
- Flexible repayment options
- Minimum 25% deposit required
- Loan minimum $100,000
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Minimiser Home Loan
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The Minimiser Home Loan is for borrowers who want a no-frills home loan with no bells and whistles - just the absolute lowest on-going interest rate.
3.86% p.a. interest rate
4.02% p.a. comparison rate
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Minimiser Home Loan features:
- Principal + Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Option Home Loan
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The Option Home Loan is for borrowers who would benefit from a fully-optioned home or investment loan that comes with discounted savings account transaction fees and a whole lot more.
4.31% p.a. interest rate
4.47% p.a. comparison rate
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Option Home Loan features:
- Principal + Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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No Fee Home Loan
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A great loan for home buyers who want to keep their home loan entry costs to an absolute minimum.
4.61% p.a. interest rate
4.61% p.a. comparison rate
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No Fee Home Loan features:
- Principal & Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- No monthly fee
- No establishment fee
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Two Year Fixed Rate Home Loan
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For owner occupiers that need a rock solid base to build their home budgets on. Fix your rate for the first 24 months. The fixed rate reverts to the variable rate after the fixed period.
3.19% p.a. interest rate
4.50% p.a. comparison rate
1 and 3 year fixed rates are available upon request.
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2 Year Fixed Rate Home Loan features:
- Principal + Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
Contact us to find out more about our fixed rate home loans.
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Option Investment Home Loan
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The Option Investment Home Loan is for borrowers who would benefit from a fully-optioned home or investment loan that comes with discounted savings account transaction fees and a whole lot more.
4.91% p.a. interest rate
5.06% p.a. comparison rate
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Option Investment Home Loan features:
- Principal + Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Variable Residential Investment Loan
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There are a number of ways you can invest your money to make it work harder for you. Our Variable Residential Investment loan may be just what you need for your property investment.
5.21% p.a. interest rate
5.27% p.a. comparison rate
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Variable Residential Investment Loan features:
- Principal and Interest Loan
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $8
- Establishment fee $200
- Loan period flexibility
- Redraw facility (minimum $500)
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
Schedule of Loan Fees and Charges
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Home Equity Access Home Loan ($50,000 to $150,000)
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Home Equity Access Home Loan ($50,000 to $150,000)
A flexible line of credit that lets you access the equity in your property for other purchases and investments.
4.61% p.a. interest rate
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Home Equity Access Home Loan $50,000 to $150,000 features:
- Use existing home equity for renovations or investment
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $5
- Establishment fee $865
- Loan period flexibility
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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Home Equity Access Home Loan $150,000+
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Home Equity Access Home Loan ($150,000+)
A flexible line of credit that lets you access the equity in your property for other purchases and investments.
4.31% p.a. interest rate
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Home Equity Access Home Loan ($150,000+) features:
- Use existing home equity for renovations or investment
- Flexible repayment options
- Borrow up to 90% of the property value
- Monthly fee $5
- Establishment fee $200
- Loan period flexibility
- Loan repayment insurance available
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Apply Online
Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.
Visit one of our branches
Where one of our friendly team members will help find the right product for you.
Lending criteria, conditions and fees apply.
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