Home Loans

Coastline Credit Union has been making people feel right at home with their loans for over 50 years. Our dedicated Lending Specialists know the area, the market and their business. They'll show you how much you can borrow and what your repayments will be, then walk you through all the available choices so that when you move into your new home, you'll know that you have the best loan for your pocket, your lifestyle and your future.

We have many other flexible loan options to assist you in achieving your financial goals, including construction loans, bridging loans, owner builder loans, interest only loans, commercial loans and business loans.

Variable Rate Home Loans

  • Introductory Home Loan

  • Looking for a flexible Home Loan at a great rate? Are you wanting to pay off your home loan quicker? Thinking about mortgage offset or a redraw facility?

    Then a Variable Rate Home Loan is for you!

    From 2.69% p.a.* interest rate 

    From 2.85% p.a.* comparison rate

    *Rate based on borrowing on a LVR <=60%

  • Variable Rate Home Loan features:

    • Principal + Interest Loan
    • Flexible repayment options
    • Monthly fee $8
    • Establishment fee $200
    • Loan period flexibility 
    • Redraw facility (minimum $500)
    • Loan repayment insurance available
  • Apply Online

    Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help find the right product for you. 

    Locate your nearest branch

    Lending criteria, conditions and fees apply.

    Schedule of Loan Fees and Charges 

    Comparison Rate warning

    Home Loan Key Facts Sheet

Fixed Rate Home Loans

  • Minimiser Home Loan

  • Looking for a Home Loan that helps you budget for the long term? Lock in your repayments with our Fixed Rate Home Loans.

    From 2.39% p.a.* interest rate (1 Year)

    From 3.28% p.a.* comparison rate (1 Year)

    *Rate based on borrowing on a LVR <=60%

  • Fixed Rate Home Loan features:

    • Principal + Interest Loan
    • Flexible repayment options
    • Borrow up to 90% of the property value
    • Monthly fee $8
    • Establishment fee $200
    • Loan period flexibility 
    • Redraw facility (minimum $500)
    • Loan repayment insurance available
  • Apply Online

    Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help find the right product for you. 

    Locate your nearest branch

    Lending criteria, conditions and fees apply.

    Schedule of Loan Fees and Charges

    Comparison Rate warning

    Home Loan Key Facts Sheet

Investment Home Loans

  • 2 year fixed Residential loan

  • Looking for an investment loan to help you plan for your financial future with many options available?

    From 2.99%* p.a. standard variable interest rate

    From 3.15%* p.a. comparison rate

    *Rate based on borrowing on a LVR <=60%

     

     

  • Investment Home Loan features:

    • Principal + Interest Loan
    • Flexible repayment options
    • Borrow up to 90% of the property value
    • Monthly fee $8
    • Establishment fee $200
    • Loan period flexibility 
    • Redraw facility (minimum $500)
    • Loan repayment insurance available

     

  • Apply Online

    Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help find the right product for you. 

    Locate your nearest branch

    Lending criteria, conditions and fees apply.

    Schedule of Loan Fees and Charges

    Comparison Rate warning

    Home Loan Key Facts Sheet

Home Equity Access Home Loan ($50,000 to $150,000)

  • Home Equity Assets Home Loan

  • Home Equity Access Home Loan ($50,000 to $150,000)

    A flexible line of credit that lets you access the equity in your property for other purchases and investments.

    4.36% p.a. interest rate

  • Home Equity Access Home Loan $50,000 to $150,000 features:

    • Use existing home equity for renovations or investment 
    • Flexible repayment options
    • Borrow up to 90% of the property value
    • Monthly fee $5
    • Establishment fee $865
    • Loan period flexibility 
    • Loan repayment insurance available
  • Apply Online

    Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help find the right product for you. 

    Locate your nearest branch

    Lending criteria, conditions and fees apply.

    Schedule of Loan Fees and Charges

    Comparison Rate warning

    Home Loan Key Facts Sheet 

Home Equity Access Home Loan $150,000+

  • Home Equity Access Home Loan ($150,000+)

    A flexible line of credit that lets you access the equity in your property for other purchases and investments.

    4.06% p.a. interest rate

  • Home Equity Access Home Loan ($150,000+) features:

    • Use existing home equity for renovations or investment 
    • Flexible repayment options
    • Borrow up to 90% of the property value
    • Monthly fee $5
    • Establishment fee $200
    • Loan period flexibility 
    • Loan repayment insurance available
  • Apply Online

    Our online application form is secure, quick and straight-forward - submit your details to us now in minutes.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help find the right product for you. 

    Locate your nearest branch

    Lending criteria, conditions and fees apply.

    Schedule of Loan Fees and Charges

    Comparison Rate warning

    Home Loan Key Facts Sheet