Savings Accounts Interest Rates | Fixed Term Deposit Rates | Lending Interest Rates
Savings Accounts Interest Rates
Effective 7 May 2012
Account |
Interest Calculated |
Interest Paid |
Basis of Calculation |
Interest Rate Per Annum |
Rate Including Bonus |
|---|---|---|---|---|---|
| S30 Access | MMB | Monthly | On Total Balance | 0.05% | |
| S40 Pay As You Go | MMB | Monthly | On Total Balance | 0.05% | |
| S4 Visa Debit | MMB | Monthly | On Total Balance | 0.05% | |
| S7 Business Access | MMB | Monthly | On Total Balance | 0.05% | |
| S37 Business Access Plus | MMB | Monthly | On Total Balance | 0.05% | |
| S25 Bonus Reward Saver | Daily | Monthly | $500 plus ^ | 0.25% | 3.25%* |
| S10 Community Support | MMB | Monthly | On Total Balance | 1.00% | |
| S50 Gold Benefits | Daily | Monthly | $44,600.01 plus ^ | 4.50% | |
| $1 to $44,600 | 3.00% | ||||
| S35 eSaver | Daily | Monthly | $100,000 plus ^^ | 3.50% | 5.45%+ |
| $1,000 to $99,999 | 3.00% | 4.95%+ | |||
| Nil to $999 | 2.70% | 4.65%+ | |||
| S15 Christmas Club | MMB | Monthly | $1,000 plus | 2.00% | |
| $500 to $999 | 1.00% | ||||
| $1 to $499 | 0.25% | ||||
| S82 Mortgage Offset > | N/A | N/A | N/A | Nil |
| * Coastline S25 Bonus Saver: Bonus Rate paid on the last day of each month if at least one deposit of $20 and no withdrawals made in the calendar month. |
| + Coastline S35 eSaver: Bonus Rate paid on the last day of each month if at least one deposit of $1,000 and no withdrawals made in the calendar month. |
| ^ Rates and acceptance of deposits over $500,000 by negotiation. |
| ^^ Rates and acceptance of deposits over $200,000 by negotiation. |
> The balance of the S82 Mortgage Offset Account is 100% offset against you Minimiser Home Loan balance when interest is calculated. |
The following accounts are no longer available.
Account |
Interest Calculated |
Interest Paid |
Basis of Calculated |
Rate per Annum |
|---|---|---|---|---|
| S2 Access | MMB | Monthly | On Total Balance | 0.05% |
| S3 Junior Savings | MMB | Monthly | On Total Balance | 0.05% |
| S11 Deeming | MMB | Monthly | $44,600.01 plus ^ | 4.50% |
| $1 to $44,600 | 3.00% | |||
| S14 Cash Managment | Daily | Monthly | $100,000 plus ^ | 3.00% |
| $50,000 to $99,999 | 1.75% | |||
| $20,000 to $49,999 | 1.00% | |||
| $5,000 to $19,999 | 0.25% | |||
| S24 Business Cash Managment | Daily | Monthly | $100,000 plus | 3.00% |
| $50,000 to $99,999 | 1.75% | |||
| $20,000 to $49,999 | 1.00% | |||
| $5,000 to $19,999 | 0.25% |
^ Rates and acceptance of deposits over $500,000 by negotiation.
Effective 7 May 2012
INTEREST PAID ON MATURITY |
||||
|---|---|---|---|---|
$5,000 to $24,999.99* |
$25,000 to $99,999.99* |
$100,000 plus* |
||
| 3 Months | I20 |
4.60% |
4.80% |
5.00% |
| 6 Months | I21 |
4.70% |
4.90% |
5.10% |
| 12 Months | I22 |
4.50% |
4.70% |
4.90% |
| 24 Months | I23 |
4.40% |
4.60% |
4.80% |
INTEREST PAID MONTHLY |
||||
|---|---|---|---|---|
$5,000 to $24,999.99* |
$25,000 to $99,999.99* |
$100,000 plus* |
||
| 6 Months | I31 |
4.45% |
4.65% |
4.85% |
| 12 Months | I32 |
4.25% |
4.45% |
4.65% |
Gold Benefits Club is available to members over the age of 50.
INTEREST PAID FORTNIGHTLY / MONTHLY / MATURITY |
||||
|---|---|---|---|---|
$5,000 to $24,999.99* |
$25,000 to $99,999.99* |
$100,000 plus* |
||
| 6 Months | I50 |
4.90% |
5.10% |
5.30% |
| 12 Months | I51 |
4.70% |
4.90% |
5.10% |
| 24 Months | I52 |
4.60% |
4.80% |
5.00% |
Seniors Rates apply to Senior Cardholding members only.
INTEREST PAID ON MATURITY |
||||
|---|---|---|---|---|
$5,000 to $24,999.99* |
$25,000 to $99,999.99* |
$100,000 plus* |
||
| 6 Months | I68 |
4.80% |
5.00% |
5.20% |
| 12 Months | I69 |
4.60% |
4.80% |
5.00% |
INTEREST PAID MONTHLY |
||||
|---|---|---|---|---|
$5,000 to $24,999.99* |
$25,000 to $99,999.99* |
$100,000 plus* |
||
| 6 Months | I64 |
4.60% |
4.80% |
5.00% |
| 12 Months | I65 |
4.40% |
4.60% |
4.80% |
INTEREST RATES ARE P.A (Per Annum)
* Rates quoted apply to individual deposits only. Rates and acceptance of deposits over $500,000 by negotiation. |
Effective 7 May 2012
Documents are in PDF format and require Acrobat reader. If you do not already have Acrobat reader you can download from Adobe.
 Personal/Car/Line of Credit Lending Interest Rates Guide |
| Home/Residential Investment/Business Lending Interest Rates Guide |
Full Terms and Conditions available on application. Fees and Charges Apply.
All loans subject to Credit Union Policy.
All Rates subject to change.
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