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From 1st Jan 2012 the FHBG will be introducing Stamp Duty on purchases of existing (pre-occupied) homes. This will add around $7,240 to the price of a $250K home for example! As a first home buyer, you have much better things to do with your money. See below for more information or to apply...

The comparison rate used is based on a loan amount $250,000 over 25 years. This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Fees, Charges,Terms, Conditions and lending criteria apply. Coastline Credit Union Ltd. 64 Elbow Street Kempsey 2440. ABN 88 087 649 910.

Home Loans

From budget aware first home buyers to residential investors - everyone will feel at home with a Coastline home loan!

When it comes to looking after our community’s home finance needs, Coastline has been making people feel at home with their loans for over 40 years. Our dedicated Home Finance Officers know the area, the market and their business. They’ll show you how much you can borrow and what your repayments will be, then walk you through all the available choices so that when you move into your new home, you’ll know that you have the best loan for your pocket, your lifestyle and your future.

For existing home owners, ask us about the benefits of using your home equity to finance your home improvement or investment plans. And if you can’t come to us - we’ll come to you! Simply phone 1300 36 1066 and our mobile lender will arrange a time and place that’s convenient to you. What’s more, all our home loans now come with rewards that you can spend like cash - see the Visa / Rewarder Card. If you would like more information please contact us.

Features

• Unlimited free Coastline ATM and EFTPOS transactions per month with a Coastline Access Account.
• FEE-FREE Redraw facility
• Borrow up to 90% of the property purchase price
• NO FEES or penalties for extra loan repayments
• Interest only facility
• Link a Line-of-Credit
• Use existing home equity for renovations, extensions or residential investment
• Have your salary paid directly into your
• loan Ask about current discounts on home insurance taken out at the time of loan funding
• Home insurance can be paid by-the-month at no extra cost

Coastline Minimiser Home Loan

For borrowers who want a no-frills home loan with no bells and whistles - just the absolute lowest on-going interest rate available.

Coastline Options Home Loan

For home buyers who would benefit from a fully-optioned home loan that comes with an unlimited FREE banking package on your Access Account, discounted fees and a whole lot more.

Coastline No Fee Home Loan

A great idea for home buyers who need to keep their home loan entry costs to an absolute minimum.

Coastline 1 or 2 Year Fixed Home Loans

For owner occupiers or residential investment borrowers that need a rock solid base to build their home budgets on.

Key Facts Sheet

From January 2012 borrowers mut be provided with the option to produce a standard format fact sheet which provides key information on the loan product they are considering. This facility is designed to make it easier for borrowers to compare loan products.

To produce a Key Facts Sheet click on the following button.

Apply Now

To apply, visit the Apply Online section of this site.

Like to know more? Contact us or make an Online Enquiry.