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Coastline Visa Rewarder Credit Card

Coastline's Rewarder Credit Card is designed to meet your financial needs by giving you a credit card with competitive features as well as a unique and innovative rewards program that gives you the freedom to spend your points where and when you like.

Low annual fee of just $52 – waived if you spend more than $12,000 per annum
Competitive interest rate
Introductory interest rate for 5 months for balances transferred from other credit cards
Up to 55 days interest free Free
Phone and Internet Banking, free internal periodical payments and free level of Branch and Non Branch transactions based on your relationship balance
Unlimited free BPAY transactions and Direct Debit and Credit Transactions

About Rewarder

The "Who are we to tell you where to spend your rewards" Rewards Program

If you’ve ever had a rewards program, you’ll know the problem with them. You use your card to build reward points, but there isn’t much choice when it comes to spending them. You might flick through the rewards program brochure when it arrives in the mail but really, why bother? It’s full of toasters and cheap wine anyway.

The solution was obvious (to us, anyway). Rewarder is different; by simply spending with your credit card you accumulate points. It is that easy. For a rewards program to really reward you, it must give you the freedom to choose how you spend your points, and where. After all, they’re your points. You earned them. Who are we to tell you what you can spend them on?

Check out the figures below - you could find it very rewarding!

You'll see immediately that using Coastline's Rewarder Visa Card to make purchases simply makes great sense.

Your Reward dollars accumulate at the rate of $1 for every $150 in purchases made on you Rewarder Visa Card. The following table shows the instant rewards you can reap on your Coastline Rewarder Visa Card.

Unlike ordinary "Reward" Programs, the Coastline Visa Rewarder Card gives you the freedom to spend your reward dollars - just like cash - at any retailer or service where EFTPOS is accepted.

How to Spend Your Reward Points

Introducing the "Now you can spend your reward points anywhere EFTPOS is available" Rewards Program

Other rewards programs make you go through a lengthy ordering process and wait up to 28 days for your ‘reward’ to be delivered. Where’s the reward in that?

Rewarder gives you instant access to your reward points anywhere EFTPOS is available, so you can use your Rewarder card as often, or as little, as you like.

If the fish and chip shop has EFTPOS, you can use your Rewarder card to pay for your meal with reward points.

You can buy a cup of coffee at the café with your reward points, as long as the café has EFTPOS.

You can purchase petrol and buy the weekly groceries at the supermarket with your reward points. Or save them for that wide screen television or holiday you’ve been talking about.

Spend your points however you like. That’s the freedom of Rewarder. And isn’t that how a rewards program should work?

How to keep track of your points

You can access your points history and view your points balance by logging into the Rewarder web site by clicking here.

Terms and Conditions

Click Here to read the Rewarder Loyalty Card Terms and Conditions.

Fraud Monitor with ORION

At Coastline we understand that you want to feel safe when shopping or travelling with your Visa card. That’s why we’ve implemented a card monitoring system with additional security protection, wherever you are 24 hours a day using ORION – our fraud management service provider.

ORION monitors your card transactions, and in the case of suspicious transactions will contact you as soon as possible and Coastline may restrict your card in the event that you are not contactable.

To verify your transactions contact us on 1300 361 066 or logon to Online Banking and email us your request via the secure email function.

We recommend that you contact Coastline before leaving to travel overseas and update all your contact details whilst you’re away. We also recommend that as a precaution you should have more than one way to access your accounts in case of an emergency e.g. Debit card and a credit card.

Apply Now

To apply, visit the Apply Online section of this site.

Please Note: Applicants must be over 18 years of age.

Coastline Begins Verified by Visa Program

3 December 2010

Coastline Credit Union are in the midst of launching into the Verified by Visa (VbV) program with the full implementation scheduled for late January 2011. In the interim, Coastline is participating in a soft launch or ‘Silent Mode’ phase of the Verified by Visa program.

Read More >

Protect Your PIN

Coastline Credit Union has joined with APCA’s “Protect Your PIN” campaign. The campaign is aimed to increase consumer awareness about the importance of PIN protection.

Remember the two golden rules;

1. Cover your PIN entry with your hand anytime you enter it on a keypad
2. Never give out your PIN to anyone – not even family members or authorities.

Click here for more information.

Coastline Credit Union General Information on Disputed Transaction and Chargeback guidelines.

A chargeback is the right that we exercise on behalf of a customer holding a debit or credit card (the cardholder). It is a right to chargeback responsibility for a credit (or debit) card transaction from the cardholders Financial Institution to the merchants Financial Institution.

If you dispute a credit or debit card transaction we will promptly claim a chargeback right on your behalf where one exists. However, to enable us to do this, you must dispute the transaction to us within the required timeframe. You should notify us immediately if you become aware of an unorthorised transaction on your credit or debit card.

For more information on chargeback rights and disputed transaction guidelines, please don't hesitate to Contact us.

Regular Payment Arrangements

A "Regular Payment Arrangement" is where you provide a merchant with your Visa Card details and authorise the merchant to regularly charge you using the Visa Card.

Click Here for more information.

Related Documents
Rewarder Loyalty Card Terms and Conditions
Conditions of Use

Like to know more? Contact us.